FICO 8 credit score distribution, 25 percent, misinformation

From: Greg Fisher
Sent: Tuesday, May 15, 2012 11:02 AM
To: Rob Berger, Dough Roller
Subject: credit score distribution, Dough Roller

You wrote, “According to Fair Isaac, the creator of the FICO credit score, more than 25 percent of consumers who have active credit files (about 43 million people) have FICO scores of 599 and below.”

The chart you included indicates that less than 25 percent have scores of 599 or below.

However, there is a greater problem.

Greg Fisher
Page A2
PO Box 342
Dayton, Ohio  45409-0342